Bankruptcy is a scary word for most people. Sometimes filing for bankruptcy is the only way out of a situation. Here are a few ways to manage and improve your credit score if bankruptcy becomes inevitable. Check Your Credit Score. It’s important for everyone to check their credit report regularly, but it’s most essential for… Continue reading Improving Your Credit Score after Bankruptcy
Whether you realize it or not, it is very important to keep up with monitoring your credit report. Before we get into why this is important, what is a credit report? When you make a payment on a credit card or loan, the company that gave you the loan or credit keeps a record of… Continue reading The Importance of Checking Your Credit Report
First of all, what is an instant cash loan? Sometimes referred to as a payday loan or installment loan based on its purpose, an instant cash loan is exactly what it sounds like, a loan that you receive quickly to help you in a situation where funds and time may be limited. Payday loans range… Continue reading Instant Cash Loans – How “Instant” Are They?
Many people don’t truly understand the difference between a payday loan and an installment loan. First of all, what is a payday loan? Sometimes referred to as a payday advance, cash advance loan, or a salary loan, a payday loan is a short-term, small amount loan that a person borrowing money would be required to… Continue reading The Difference between a Payday Loan and an Installment Loan
Did you know that if the government owes you money and you do not collect it, then it’s unclaimed? Banks, credit unions, pensions, and other sources may owe you money of which you are not even aware. How can you check if you have money that belongs to you? Here are a few ways of… Continue reading How to Find Unclaimed Money
Many of us know the usual ways to save money. “Cut back on this, don’t spend on that.” But there are some other ways that we can save that you may not have ever thought of. Try shopping on Wednesdays. Since a lot of grocery stores launch their new sales in the middle of the week, shoppers… Continue reading Odd But Effective Ways to Save Money
In your life, there will probably be a time when you have to take out a loan. Sometimes you may need a loan to purchase a larger item like a home or a vehicle. Occasionally you may have to consider taking out a short term or installment loan for an emergency situation. Most of the time, this process is… Continue reading The Most Common Loan Mistakes